Independent Mortgages & Loans Ltd.
Mortgages and Loans throughout Northern Ireland

FREEPHONE 0800 3160356
 
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Independent Mortgages & Loans is owned and run by Ryan Hay, based in Bangor and serves clients, usually in the comfort of their own home, throughout Northern Ireland. Independent Mortgages & Loans offers truly independent financial advice on Mortgages, Loans, Household Insurance and Mortgage Protection Insurance.
Our Independent status means we can offer Mortgages, Loans and Insurance from any financial provider, we are not tied to one companies products, and being regulated by the FSA you have security in the knowledge that we are professionally monitored to ensure we obey the rules. At Independent Mortgages & Loans most of our business comes from referrals from our existing clients so if they are not happy we don't get new business.
Ryan Hay of Independent Mortgages & Loans
presenting Belfast Giant's Todd Kelman
with keys to his new home.
Are you paying too much for your mortgage?
Is your mortgage coming to the end of a special rate or fixed term period?
Are you currently on a standard variable rate mortgage?
Would you like to consolidate all your debts into one manageable monthly payment?
Would you like to reduce your monthly mortgage payments?

If your mortgage is either due out of, or is out of, any fixed term period we would recommend that you review this now. If you have credit card or other debts and residual value in your property we can consolidate all your debts into a reviewed mortgage and reduce, often significantly, your monthly repayments leaving you to enjoy life more with less worries and more money in your pocket.

Call or e-mail now for a free 1 hour introductory meeting with Ryan. It will cost you nothing and may save you a fortune.

 

 

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Our Independence means we can arrange your mortgage from any company including the following leading providers companies

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It is estimated that 8 out of 10 people in the UK are paying too much for their mortgage. Find out if YOU are one of them, and get a FREE, no obligation quote.

Mortgages  ~   Debt Consolidation  ~  Life and Home Insurance  ~  Independent Advice
Authorised and Regulated by the Financial Services Authority
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
The overall cost for comparison is 9.5% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
There may be a fee for mortgage advice, the precise amount of the fee will depend upon your circumstances but we estimate that it will be about £250.
 

Independent Mortgages & Loans Ltd, 6a Ensbury Drive, Bangor, Co. Down, Northern Ireland, BT19 6UF
Freephone: 0800 3160 356 ~ T: 02891 454 541 ~ M: 07710 11 5959 ~ E: ryan@iml-ni.com
Independent Mortgages & Loans Ltd is authorised and regulated by the Financial Services Authority.
We are entered on the FSA register No 302703 at www.fsa.gov.uk/register

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