At Independent Mortgages & Loans we aim to be a one stop shop for all your mortgage related products. Therefore we are not just concerned with sourcing the most suitable mortgage to meet your current needs and circumstances, we also advise you on any related insurance products that may be considered, ensuring that you have all the required services available to you under one roof and thus in most circumstances saving you time, hassle and money by going elsewhere.

When you take out a new mortgage it is very important to ensure that this large financial commitment is insured against the unexpected. This involves protecting against the death of a mortgagee also the possibility of being diagnosed with specified critical illness and also the possibilities of accident, sickness and unemployment.

It is also recommended that you insure your property in the event of any accident or damage to the building and the contents inside; after all you have paid a lot of money for this property so it would unwise to leave it uninsured. We provide buildings and contents insurance from a number of different providers at very competitive costs.

As part of our service we will offer you quotations for all the mortgage related insurances that are available but at the end of the day we take your instructions on what insurances you want to proceed with and usually a lot of this comes down to budget. Therefore you have the piece of mind of knowing that you have been offered every insurance for your mortgage and home in the event of any unforeseen mishap occurring.

There are many occasions where we also find that people already have the necessary insurances in place but are paying far too much for them. If it is right for you we may be able to replace these insurances with cheaper but identical cover to put more money back into your pockets.

Our Independence means we can arrange your mortgage from any company including the following leading providers companies