Loans

At Independent Mortgages & Loans we also provide different types of loans to help our clients. These involve either secured loans, personal unsecured loans or commercial loans. Our extensive client base means that our clients require a very complex range of different products so we adapt by trying to provide our clients with access to most products in connection with loans or property.

Secured loans offer clients the potential for securing usually larger loans against the value of their property without having to change their mortgage providers. This can be very useful when clients are tied into a particular deal and would be penalised for moving it but still require to raise a capital sum against their equity. Secured loans also tend to complete much quicker than a mortgage would simply because there is less paperwork than a traditional mortgage so for quickness of access these can also prove very popular.

Unsecured personal loans are available for clients who want to borrow up to £25000 and they are commonly used for such things as purchasing a new car, consolidating some debts, holidays etc. As the lender has no security they will charge higher interest rates than mortgages usually but we are able to provide access to a number of lenders who will offer competitive loans.

Commercial Loans are used for the purchase of commercial properties and businesses. Clients best suited to these types of loans are usually small businesses, sole traders and business start ups. At Independent Mortgages & Loans the lenders we can provide access to are usually in competition to the traditional commercial lenders such as the high street banks. Examples of business properties considered include the following garden centres, restaurants, offices, hotels, retail industrial units and many more.

If you require any quotes for any of the above loans please feel free to email us your details on our home page and we will be delighted to help you fulfil your project.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Our Independence means we can arrange your mortgage from any company including the following leading providers companies